Global Medical Group Plan

• Worldwide Coverage : 
  Outside of USA: Free choice of hospitals and physicians 
  Inside the USA: Through the ULTIMACARE Network If medical care is performed outside the ULTIMACARE Network 60% of covered medical costs will be paid with a maximum daily room rate of $600 and $1,200 for intensive care. Emergency medical treatment will be covered 100% up to the Policy limits.
• Annual Deductible: $3000
• Private Room 100% with no limit as to the number of days within the Best 
• Intensive Care 100% w/ no limits as to number of days 
  
• Personal Accidents (falls of fladder/stairs, car accident,etc.) $50,000 USD per insured per Policy Year 
  
• Myocardial revascularization surgery and angioplasty $150,000 USD per Insured per Policy Year
  
• Neurological Disease including cerebral vascular accidents Includes reconstructive surgery $150,000 USD per Insured per Policy Year 
  
• Severe Trauma (multiple traumas) including rehabilitation i.e. life threatening $110,000 USD per Insured per Policy Year 
  
• Cancer Treatments (chemotherapy, radiation therapy, reconstructive surgery) 100% 
  
• Chronic Renal Failure (including dialysis) $100,000 USD per Insured per Policy Year
  
• Severe Burns including reconstructive surgery $100,000 USD per insured per Policy Year
  
• Severe Infectious Disorders $100,000 USD per Insured per Policy Year
  
• Prescription Medications ‐ (outside of hospitals following treatment) After 12 months of continuous coverage and after deductible 
  
• Air Ambulance $50,000 USD per insured per Policy Year to the closest 
  
• Ground Ambulance 100%
  
• Organ Transplant $500,000 per organ and tissue per inured per lifetime. 
  
• $5,000 USD per Insured per Policy Year place of qualified treatment 
  
• Travel Benefits: Exclusive Services InterConsultationTM: Confirmation of diagnosis and Round trip Ticket in commercial airline for the insured and one family member to a maximum of $2,000 USD per Policy Year recommendation of the best treatment and specialists. Immediate access to this benefit available regardless of any exclusion applicable under this Policy 
  
• Best Doctors ConciergeTM: Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured’s Country of Residence. The Insured is responsible for any travel and accommodation costs not covered by the Policy. 

Exclusive Services Included:
InterConsultation** Confirmation of diagnosis and recommendation of the best treatment and specialists. Immediate access to this benefit available regardless of any exclusion applicable under this Policy
 
Best Doctors Concierge Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured’s Country of Residence. The Insured is responsible for any travel and accommodation costs not covered by the Policy.